1. Introduction

These Terms and Conditions set out the basis on which Business Accounting and Tax Limited (“we”, “us”, “our”) provides information through this website and, where applicable, services to clients.

These Terms should be read alongside our Privacy Policy.

2. Use of This Website

This website provides general information about our accounting and tax services for sole traders, self-employed individuals and landlords.

The content is provided for guidance only and does not constitute professional advice.

3. No Reliance on Information

While we aim to ensure that all information on this website is accurate and up to date, we make no guarantees regarding its completeness or accuracy.

You should not rely on information on this website without obtaining professional advice tailored to your specific circumstances.

4. Professional Services and Engagement

Any services provided by us will be subject to a separate engagement letter and full terms of business.

No client relationship is created solely by visiting this website, contacting us or downloading materials.

We reserve the right to decline to act for any prospective client.

5. Regulation and Professional Standards

We are regulated by the Association of Chartered Certified Accountants and comply with its professional and ethical standards.

We also comply with applicable UK laws and regulatory requirements.

6. Anti-Money Laundering

We are required to carry out identity verification and due diligence procedures in accordance with UK anti-money laundering legislation.

We may request documentation to verify your identity, business activities and source of funds before commencing work.

Failure to provide such information may prevent us from acting for you.

7. Data Protection

We process personal data in accordance with UK GDPR and the Data Protection Act 2018.

Further details are set out in our Privacy Policy.

8. Electronic Communication

We may communicate with you via email or other electronic means.

Electronic communication carries risks, including delay, interception or non-delivery. By using our services, you accept these risks.

9. Fees and Pricing Information

Any pricing information provided on this website is indicative only and may vary depending on the nature and complexity of your circumstances.

Final fees will be agreed as part of a separate engagement process.

10. Limitation of Liability

We accept no responsibility for any loss arising from reliance on information contained on this website.

To the extent permitted by law, we exclude liability for:

• Indirect or consequential loss
• Loss caused by third parties
• Loss resulting from inaccurate or incomplete information provided to us

Nothing in these Terms excludes liability where it would be unlawful to do so.

11. External Links

This website may contain links to third-party websites.

We are not responsible for the content, accuracy or security of those websites.

12. Intellectual Property

All content on this website, including text, branding and materials, is owned by us unless otherwise stated.

You may not reproduce or distribute content without our prior written consent.

13. Conflicts of Interest

We may act for other clients whose interests differ from yours, subject to our professional obligations and confidentiality requirements.

14. Termination of Services

The terms governing termination of services will be set out in your engagement letter.

We reserve the right to cease acting where appropriate, including where required by law or regulation.

15. Governing Law

These Terms and Conditions are governed by the laws of England and Wales.

Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

16. Changes to These Terms

We may update these Terms and Conditions from time to time.

Any changes will be published on this page.